Smarter Spending During the Holidays
It’s the holiday season, a time for giving, and the temptation to overspend is overwhelming. Christmas is just few days away but there is still a last minute shopping rush. The good news is that it’s not too late to put together a smart spending strategy that will help avoid a January hangover! Have a read through these quick tips to spend smarter:
Make a list and check it twice!
Follow Santa’s tradition – make a list of your holiday spending and keep track of it. This seems to be the absolute first step as the list will give you realistic budget to follow. Read the full article on Las Vegas Review Journal for more specific tips on setting limits as a married couple, avoiding the credit trap and starting saving early!
Tame holiday spending with online tools
Calgary Sun’s Homes supplement tells us that there are online tools such as, BMO MoneyLogic, that we can use to set spending limits and better understand our spending habits. These great tools will also come in handy in your everyday budgeting too!
A survey that was conducted by Credit Canada Debt Solutions and Capital One suggests our spending habits are highly influenced by the people around us. In other words, there seems to be a trend of peer pressure to spend more and break budgets over the holidays. What do you think? Read some of these sticky financial situations and solutions to see if they apply to you.
Chicago Tribune has a number of spending strategies for you to make the holiday meaningful without overspending. For instance, they have tools to help organize your spending budgets, list of affordable yet meaningful edibles and experiential gifts, and helpful tips to saving.
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